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Stakeholder Information

This section will be updated with information relevant to stakeholders, including periodic e-Briefs and Court Judgments.


(1) e-Brief

The ISI has decided to formalise its communications to stakeholders as an e-Brief that will issue on a periodic basis.  All e-Briefs will be posted below as they are issued.#


              e-Brief Mar 2018

              e-Brief Dec 2017

              e-Brief Aug 2017

e-Brief May 2017



(2) Court Judgments

This section will be updated with links to relevant court judgments

 14-day Rule [January 2017]

Hickey and Personal Insolvency Acts


Interpretation of relevant debt in section 115A(9) [January 2017]

Hill and Personal Insolvency Acts


Interpretation of the time limit for a creditor objection to a debtor review application - section 115A (3)  [April 2017]

Varma ruling on creditor objection timeline


Continuance of bankruptcy proceedings following a failed DSA proposal [January 2017]

Bank of Ireland -v- Smyth


Creditor claim of unfair prejudice where co-mortgagor and co-borrower did not agree to the PIA and where the creditor has concerns that spouse's court approved maintenance obligations, that were part of the debtor's means, would be honoured during the arrangement term; past conduct of debtor; calculation errors (February 2017)

JD Case (a debtor)


Michael Ennis case - Legal and practical issues, Absence of Detail, Bona Fides

Re Ennis (a debtor)


Second PIA proposal within twelve months (May 2017)

Hickey, (a debtor)


Determination on warehousing (May 2017)

Callaghan, (a debtor)


Section 105 Valuation Process – where parties cannot agree secured property valuation (July 2017)

McDonnell, a debtor


Class of Creditor and Other Issues (August 2017)

Parkin Case – Dublin Circuit Court

Re: Douglas, a debtor (November 2017)


Reilly Case – Locus Standi

Reilly & Personal Insolvency Acts

Re. Meeley a debtor; Re. Taaffe a debtor; Re. Foye a debtor (February 2018)


Hayes Case -  Unfair prejudice, fixing of interest rate

Hayes, (a debtor)


(3) Bankruptcy Judgments

High Court Judgment on Application for Extension of Bankruptcy by a Creditor – McCarthy –v- Sheerin 

High Court Judgment re (i) application for extension of Bankruptcy and (ii) sale of family home - Official Assignee -V- O'Shea Feb 2018

High Court Judgment re application for extension of Bankruptcy - Official Assignee -V- Webster Feb 2018



(4) Electronic Communications Agreement

Section 134 of the Act provides for the giving of notices between parties, and the methods through which such notices may be given and received.  In particular, it provides that where notices are given by electronic means, agreement must have been made in advance by the person giving and the person receiving such notice. In July 2014, the ISI invited Approved Intermediaries, Personal Insolvency Practitioners and creditors to sign an Electronic Communications Agreement that provided for the electronic exchange of information with and between all the relevant parties to the agreement.Taking into account the reality that most exchanges are carried out electronically, the ISI would ask that all Approved Intermediaries, Personal Insolvency Practitioners and creditors not already signed up to the agreement might do so as soon as possible. Any queries should be directed to ISI’s Policy Team at


PDF of Electronic Communications Agreement PDF located here