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What is a personal insolvency practitioner?

A Personal Insolvency Practitioner (practitioner) is a person authorised by the Insolvency Service of Ireland (Insolvency Service), under Part 5 of the Personal Insolvency Act 2012, to act as a personal insolvency practitioner. A personal insolvency practitioner liaises between the debtor and their creditors in relation to a Personal Insolvency Arrangement or Debt Settlement Arrangement.

A list of personal insolvency practitioners is available on the Insolvency Service's website - Registers

Personal insolvency practitioners are obliged to comply, on an ongoing basis, with the Personal Insolvency Act and associated regulations and to demonstrate this to the satisfaction of the Insolvency Service. The Insolvency Service can use any of the following regulatory tools to monitor a practitioner's compliance:

  • on site inspections,
  • analysis and assessment of returns and information,
  • desk-based reviews.