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on how to avail of a


Debt Relief Notice (DRN)

  Level / Type of Debt Income Assets Required Intermediary
DRN Under €35,000 Under €60 per month* Max. €400 Approved Intermediary

* after Reasonable Living Expenses are deducted


What is a DRN?

The Act makes provision for the issue of a Debt Relief Notice (DRN) in certain circumstances. Its purpose is to give relief from debt to people who are in debt and have little or no disposable income or assets which they could use to repay what they owe.

The qualifying debts they owe cannot exceed €35,000.

The DRN process enables eligible insolvent debtors to write off their debts where they can prove they are not in a position to repay them and it is unlikely their financial situation will improve in the next 3 years.



 Backontrack DRN Cover Back on Track DRN Guide 2016 (PDF size 80KB)  Adobe PDF


A comprehensive guide is available for download here

 DRN Cover 2014 Detailed Guide to DRN January 2018 (PDF size 350KB)  Adobe PDF